Vanguard LifeStrategy Conservative Group Investor Fund (VSCGX - MF report) a Zacks Rank #1 (Strong Buy) was created in September 1994 and is managed by the Vanguard Group.
VSCGX’s main objective is to seek a high level of income and moderate long-term growth of capital and income. VSCGX invests in other Vanguard mutual funds according to a fixed formula that typically results in an allocation of about 60% of assets to bonds and 40% to common stocks. The percentages of the Fund’s assets allocated to each of the underlying funds are 30% in Vanguard Total Bond Market Index Fund, 25% in Vanguard Asset Allocation Fund, 20% in Vanguard Short-Term Corporate Fund, 20% in Vanguard Total Stock Market Index Fund, and 5% in Vanguard Total International Stock Index Fund.
VSCGX’s indirect bond holdings are a diversified mix of short, intermediate, and long-term U.S. government, U.S. agency, mortgage-backed, and investment-grade corporate bonds. VSCGX indirect stock holdings consist substantially of large-capitalization U.S. stocks and, to a lesser extent, mid and small-cap U.S. stocks and foreign stocks.
This Large Blend product, as of the last filing, allocates their fund in eight major groups; Intermediate Bond, Large Value, Foreign Stock, Foreign Bond, Large Growth, Small Value, Emerging Market and Precious Metal.
Vanguard LifeStrategy Conservative Group Investor, managed by Vanguard Group carries an expense ratio of 0.15%. Moreover, VSCGX requires a minimal initial investment of $3,000.
VSCGX has a history of positive total returns for over 10 years. Specifically, the fund’s returns over the 3, 5 year benchmarks; 3 year 4.58% and 5 year 4.89%. To see how this fund performed compared in its category and other #1 and #2 Ranked Mutual Funds, please click here.
VSCGX’s performance, as of the last filing, when compared to funds in its category was in the top 25% in 1 year, top 72% over the past 3 years, and in the 84% over the past 5 years.
